Auto Finance FAQs

We Answer Your Most Frequently Asked Auto Finance Questions in Dyersville

Frequently Asked Questions About Financing


How Can I Apply for Financing?

At our dealership, there are a couple of different ways you can apply for financing. Firstly, you can easily apply at our dealership, with our financing team by your side. Additionally, you can apply from the comfort of your home, using our safe and secure online financing application.

Is Applying Online for Financing Safe?

Apply for financing on our website is absolutely safe. Your information is protected and encrypted. Additionally, you can easily apply for financing from the comfort of your home, while you're on the go, or when you're at the office. This gives you greater freedom over deciding when and where to apply.

Can I Still Shop for a Car If My Credit Score Is Poor?

Yes! Here at our dealership, we understand that our drivers come from different backgrounds and have different financial situations. Whether you are working on actively building up your credit, or if you are just out of college and your credit history is scant, we will work hard to help you find a quality vehicle. Additionally, we will work with your background and do our best to find a financing plan that suits your needs.

What Is GAP Insurance? Do I Need It?

When you buy your vehicle, you need to have insurance on it before you leave the dealership. However, your insurance may value your vehicle differently than how much you took out in your automotive loan. This creates a gap which, should something happen to your car (totaling or theft), you would be on the hook for. GAP insurance protects you from that situation and covers that amount should something happen to your vehicle.

Can I Buy a New or Used Car Online?

You can! Not only do you have access to our entire inventory through our website, but you can also explore your financing options and apply for financing from your couch. Additionally, you can utilize our financing tools -- like our Value Your Trade tool -- to help expedite or further enhance your shopping experience. Not to mention, if you run into any problems, our team is only a phone call away -- no matter if you are from Platteville, WI or Galena, IL!

Should I Lease or Buy a Ford Vehicle?

Many of the drivers who visit our dealership ask this very question. While there isn't an objective right answer, there are a couple of ways to tell which one may be a better fit for you. For instance, leasing is a short-term investment, one that often comes with a lower monthly price, but is also not intended to last for longer than a few years. Alternatively, buying a car is intended to be a long-term investment. As such, it usually has higher monthly prices, but fewer parameters on the road, whether you're traversing the highway or passing through Manchester or Maquoketa, IA.

Can I Estimate the Value of My Trade In?

Yes! On our website, we have a tool that is designed to estimate the value of your trade-in vehicle. All you need to do is input some information about your vehicle (its condition, make, model, etc.). With that information, this tool will give you a rough estimate that you can then consider when you bring your vehicle to our dealership to trade in. This can also help you adjust your budget, prior to traveling in from Dyersville or Dubuque.

  1. Victory Ford

    30584 Olde Hawkeye Road
    Dyersville, IA 52040

    • Sales: 563-875-2409
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Get in Touch

  • Contact our Sales Department at: 563-875-2409
  • Monday8:00am - 8:00pm
  • Tuesday8:00am - 5:30pm
  • Wednesday8:00am - 5:30pm
  • Thursday8:00am - 8:00pm
  • Friday8:00am - 5:30pm
  • Saturday8:00am - 3:00pm
  • SundayClosed